When you injure yourself on the job in New Jersey, you don’t have to worry about paying for your expenses alone. Workers’ compensation insurance could pay for your medical bills, lost wages, rehabilitation and other related expenses. You could injure yourself in a virtually unlimited number of ways, but some injuries are more common than others.
What are some of the most common workers’ compensation claims?
According to some educational posts about workers’ compensation, overexertion is the most common workplace injury. This can happen in a split second when someone tries to lift, push or pull something that’s too heavy for them. They might sprain a muscle, throw out one of their joints or sustain a serious back injury.
Electrocution is another common workplace injury. While it doesn’t always kill you, electrocution could cause damage that haunts you for the rest of your life. This could include brain damage, nerve damage and third-degree burns. If you get killed on the job, your family could file a workers’ compensation claim to pay for your final expenses.
Many labor jobs involve a lot of driving. When you’re driving a work vehicle, you could get into a car accident like anyone else–and the results could be fatal. You could also sustain severe injuries and psychological trauma. Even if you get into a minor fender bender, you might be able to file for workers’ comp because you were driving on the clock.
Do you qualify for workers’ compensation?
You will need to file an application before you can start collecting workers’ compensation benefits. An attorney could help you with the process and advocate on your behalf if your claim is delayed or denied.